Pengaruh Kebijakan Pemberian Kredit Tabur Puja Dan Pelaksanaan Kredit Tabur Puja Terhadap Perkembangan Usaha Mikro Pada 27 Posdaya Di Jabodetabek
Abstract
Pengaruh Kebijakan Pemberian Kredit Tabur Puja Dan Pelaksanaan Kredit Tabur Puja Terhadap Perkembangan Usaha Mikro
Pada 27 Posdaya Di Jabodetabek
Secara garis besar tujuan dari penelitian ini adalah untuk : 1) Menganalisis deskriptif pengaruh kebijakan pemberian kredit dan pelaksanaan kredit terhadap perkembangan usaha mikro, 2) Menguji hipotesis hubungan kebijakan pemberian kredit terhadap pelaksanaan kredit 3) Menguji hipotesis hubungan kebijakan pemberian kredit terhadap perkembangan usaha mikro, 4) Menguji hipotesis hubungan pelaksanaan kredit terhadap perkembangan usaha mikro, 5) Menguji hipotesis pengaruh baik langsung ataupun melalui pelaksanaan kredit, terhadap perkembangan usaha mikro. Hasil analisis deskriptif menunjukkan bahwa : a) Pengaruh paling dominan terhadap pengembangan usaha mikro adalah pelaksanaan kredit sebesar 88%, kemudian b) kebijakan pemberian kredit sebesar 34% dan c) pengaruh tidak langsung kebijakan pemberian kredit melalui pelaksanaan kredit terhadap perkembangan usaha mikro sebesar 58% dan signifikan. Dengan demikian kebijakan pemberian kredit dan pelaksanaan kredit tabur puja, berpengaruh secara signifikan terhadap perkembangan usaha mikro pada 27 posdaya di Jabodetabek. Kebijakan pemberian kredit, berpengaruh secara signifikan terhadap pelaksanaan kredit tabur puja pada 27 posdaya di Jabodetabek. Kebijakan pemberian kredit, berpengaruh secara signifikan terhadap perkembangan usaha mikro pada 27 posdaya di Jabodetabek. Terdapat pengaruh yang signifikan antara pelaksanaan kredit tabur puja dan perkembangan usaha mikro pada 27 posdaya di Jabodetabek.
Kata kunci : Kebijakan pemberian kredit, pelaksanaan kredit, perkembagan usaha mikro, tabur puja, posdaya
The Influence of Credit Policy Funding and the Implementation of Tabur Puja’s Credit Funding on the Development of Micro Enterprise in 27 Posdaya throughout Jabodetabek
Abstract
Generally, the purpose of the research are: 1) Analyzing credit of policy and implementation of credit of tabur puja and their influences to development of micro enterprise in 27 Posdaya throughout Jabodetabek, 2) Testing hypothesis on relationship between analyzing credit policy, and its influences to development of micro enterprise, 3) Testing hypothesis on relationship between Analyzing credit of policy, and its influences to implementation of credit of tabur puja, 4) Testing hypothesis credit of policy and its direct influences or through implementation of credit of tabur puja to development of micro enterprise. Results of descriptive analysis are : a) highest influence to development of micro enterprise is implementation of credit of tabur puja (88%), then credit policy (34%). Results of credit police and its direct influences or through implementation of credit of tabur puja to development of micro enterprise are: b) Direct influence of credit police to implementation of credit of tabur puja equal to (88%), c) Direct influence of credit police to development of micro enterprise equal to (34%) and Indirect influence of credit police to development of micro enterprise equal to (58%), Credit policy and credit implementation tabur puja, significantly influence the development of micro-enterprises in 27 Posdaya throughout Jabodetabek. credit policy significantly influence the implementation credit tabur puja on 27 Posdaya throughout Jabodetabek. There is a significant relationship between the implementation of credit of tabur puja and development of micro enterprises on 27 Posdaya throughout Jabodetabek. There is significant influence between the credit policy either directly or through the implementation of credit of tabur puja to the development of micro enterprises in 27 Posdaya throughout Jabodetabek.
Keywords: Credit policy, implementation of credit, development of micro enterprise, tabur puja, posdaya
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